Grandfathering
From 1 November 2025, the Support at Home program will replace Home Care Packages (HCP) and Short-Term Restorative Care (STRC).
If you had an HCP on or before 12 Sept 2024, or were approved but waiting for allocation, you will be a grandfathered client.
Protections for grandfathered clients:
Keep your current contribution rates (unchanged even with reassessment).
Lifetime contribution cap remains $82,018.15.
Unspent HCP funds roll over into Support at Home.
Existing hardship arrangements continue until expiry.
Co-Contributions (Replacing ITCF)
Payments are linked to type of service, not funding level.
Categories:
Clinical services – 0% contribution.
Independence services – moderate contributions.
Everyday living services (e.g., cleaning, gardening) – highest contributions.
Contribution Rates
Grandfathered clients: Pay existing rates, capped at $82,018.15 lifetime.
New entrants (after 12 Sept 2024):
Full pensioner: 0% (clinical), 5% (independence), 17.5% (everyday).
Part pensioner/self-funded with CSHC: 0% (clinical), 5–50% (independence), 17.5–80% (everyday).
Self-funded (no CSHC): 0% (clinical), 50% (independence), 80% (everyday).
Lifetime cap: $130,000.
Other Key Points
Unspent HCP funds transfer and can be used until depleted.
Hardship protections remain in place.
Higher contributions for everyday services reflect that these are general household tasks not usually government-funded.